/* ============================================================
   TRIMBOLI FINANCE — Layout / Sections
   ============================================================ */

/* ── HERO ── */
.hero {
  background: linear-gradient(135deg, #223755 0%, #1b2c41 50%, #152233 100%);
  padding: var(--space-20) 0 var(--space-24);
  position: relative;
  overflow: hidden;
}

.hero-inner {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--space-8);
  display: grid;
  grid-template-columns: 1fr auto;
  gap: var(--space-16);
  align-items: start;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  border: 1px solid var(--color-border-white);
  border-radius: var(--radius-full);
  padding: var(--space-2) var(--space-5);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.85);
  margin-bottom: var(--space-8);
}
.hero-badge-dot {
  width: 8px; height: 8px;
  background: var(--color-gold);
  border-radius: var(--radius-full);
}

.hero h1 {
  font-size: clamp(2.5rem, 5.5vw, 4rem);
  font-weight: 700;
  color: var(--color-white);
  line-height: 1.1;
  margin-bottom: var(--space-6);
}

.hero h1 .gold { color: var(--color-gold); }

.hero-lead {
  font-size: var(--text-lg);
  color: var(--color-text-dim);
  line-height: 1.7;
  margin-bottom: var(--space-8);
  max-width: 52ch;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}

/* Stat cards column */
.hero-stats {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  padding-top: var(--space-4);
}

.stat-card {
  background: var(--color-navy-card);
  border: 1px solid var(--color-border-dark);
  border-radius: var(--radius-lg);
  padding: var(--space-8) var(--space-10);
  text-align: center;
  min-width: 180px;
}

.stat-card-value {
  font-family: var(--font-heading);
  font-size: var(--text-5xl);
  font-weight: 700;
  color: var(--color-gold);
  line-height: 1;
  margin-bottom: var(--space-2);
}

.stat-card-label {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
}

@media (max-width: 960px) {
  .hero-inner {
    grid-template-columns: 1fr;
    gap: var(--space-12);
  }
  .hero-stats {
    flex-direction: row;
    flex-wrap: wrap;
    padding-top: 0;
  }
  .stat-card { flex: 1; min-width: 140px; }
}

@media (max-width: 540px) {
  .hero { padding: var(--space-16) 0 var(--space-20); }
  .hero-inner { padding: 0 var(--space-5); }
  .hero-actions { flex-direction: column; align-items: flex-start; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .stat-card-value { font-size: var(--text-4xl); }
}

/* ── TRUST BAR ── */
.trust-bar {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border-cream);
  padding: var(--space-4) 0;
}

.trust-bar-inner {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--space-8);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-12);
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text-body);
}
.trust-item svg { width: 18px; height: 18px; color: var(--color-gold); flex-shrink: 0; }

@media (max-width: 540px) {
  .trust-bar-inner { gap: var(--space-6); justify-content: flex-start; }
}

/* ── SERVICES ── */
.section-services {
  background: var(--color-white);
  padding: var(--space-24) 0;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}

.service-card {
  background: var(--color-cream);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  transition: transform var(--transition-base), box-shadow var(--transition-base);
}
.service-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }

.service-icon-wrap {
  width: 56px; height: 56px;
  background: var(--color-navy);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: var(--space-6);
  font-size: 26px;
  line-height: 1;
}
.service-icon-wrap img { width: 28px; height: 28px; }
.service-icon-wrap svg { width: 26px; height: 26px; color: var(--color-white); }

.service-card h3 {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: 600;
  color: var(--color-text-dark);
  margin-bottom: var(--space-3);
}

.service-card p {
  font-size: var(--text-sm);
  color: var(--color-text-body);
  line-height: 1.7;
  margin-bottom: var(--space-5);
  max-width: 100%;
}

.service-link {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-gold);
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  transition: gap var(--transition-fast);
}
.service-link:hover { gap: var(--space-2); }

@media (max-width: 900px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 580px) {
  .services-grid { grid-template-columns: 1fr; }
  .section-services { padding: var(--space-16) 0; }
}

/* ── LENDER PANEL ── */
.section-lenders {
  background: var(--color-cream);
  padding: var(--space-16) 0;
}

.lenders-label {
  text-align: center;
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: var(--space-8);
}

.lenders-grid-wrap {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: var(--space-10) var(--space-12);
  box-shadow: var(--shadow-sm);
}

.lenders-grid {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: var(--space-8) var(--space-6);
  align-items: center;
  justify-items: center;
}

/* When bank-logos image asset is used instead of grid */
.lenders-img {
  width: 100%;
  height: auto;
  display: block;
}

/* Text fallback pills */
.lender-pill {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text-muted);
  text-align: center;
}

@media (max-width: 900px) {
  .lenders-grid { grid-template-columns: repeat(4, 1fr); }
  .lenders-grid-wrap { padding: var(--space-8); }
}
@media (max-width: 540px) {
  .lenders-grid { grid-template-columns: repeat(3, 1fr); }
}

/* ── PROCESS ── */
.section-process {
  background: #1f3148;
  padding: var(--space-24) 0;
}

.section-process .section-label { color: var(--color-gold); }

.section-process h2 {
  color: var(--color-white);
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: var(--space-16);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-1);
}

.process-card {
  border-right: 1px solid var(--color-border-dark);
  padding: var(--space-8) var(--space-8) var(--space-8) 0;
}
.process-card:last-child { border-right: none; padding-right: 0; }
.process-card:not(:first-child) { padding-left: var(--space-8); }

.process-number {
  font-family: var(--font-heading);
  font-size: 4rem;
  font-weight: 700;
  color: rgba(255,255,255,0.12);
  line-height: 1;
  margin-bottom: var(--space-6);
}

.process-card h3 {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: 600;
  color: var(--color-white);
  margin-bottom: var(--space-4);
}

.process-card p {
  font-size: var(--text-sm);
  color: var(--color-text-dim);
  line-height: 1.7;
  max-width: 100%;
}

@media (max-width: 900px) {
  .process-grid { grid-template-columns: repeat(2, 1fr); gap: var(--space-8); }
  .process-card { border-right: none; padding: 0; }
  .process-card:not(:first-child) { padding-left: 0; }
}
@media (max-width: 540px) {
  .process-grid { grid-template-columns: 1fr; }
  .section-process { padding: var(--space-16) 0; }
}

/* ── ABOUT ── */
.section-about {
  background: var(--color-white);
  padding: 0;
  overflow: hidden;
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 560px;
}

.about-image-col {
  position: relative;
  background: var(--color-white);
  overflow: hidden;
}
.about-image-col img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  display: block;
}

.about-exp-badge {
  position: absolute;
  bottom: var(--space-8);
  left: var(--space-8);
  background: var(--color-gold);
  color: var(--color-navy);
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-6);
  font-weight: 700;
}
.about-exp-badge .big { font-family: var(--font-heading); font-size: var(--text-4xl); line-height: 1; }
.about-exp-badge .small { font-size: var(--text-sm); font-weight: 600; }

.about-content-col {
  padding: var(--space-16) var(--space-16);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.about-content-col h2 {
  color: var(--color-text-dark);
  margin-bottom: var(--space-6);
  font-size: clamp(1.75rem, 3vw, 2.5rem);
}

.about-content-col > p {
  font-size: var(--text-base);
  color: var(--color-text-body);
  line-height: 1.8;
  margin-bottom: var(--space-8);
  max-width: 100%;
}

.about-points {
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
  margin-bottom: var(--space-8);
}

.about-point {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
}

.about-point-icon {
  width: 44px; height: 44px;
  background: var(--color-navy);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.about-point-icon svg { width: 20px; height: 20px; color: var(--color-white); }

.about-point-text h4 {
  font-family: var(--font-body);
  font-size: var(--text-base);
  font-weight: 700;
  color: var(--color-text-dark);
  margin-bottom: var(--space-1);
}
.about-point-text p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
  max-width: 100%;
}

@media (max-width: 900px) {
  .about-grid { grid-template-columns: 1fr; }
  .about-image-col { min-height: 380px; }
  .about-content-col { padding: var(--space-12) var(--space-8); }
}

/* ── TESTIMONIALS ── */
.section-testimonials {
  background: var(--color-cream);
  padding: var(--space-24) 0;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}

.testimonial-card {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

.testimonial-stars {
  display: flex;
  gap: var(--space-1);
  margin-bottom: var(--space-5);
  color: var(--color-gold);
}
.testimonial-stars svg { width: 18px; height: 18px; fill: currentColor; }

.testimonial-quote {
  font-size: var(--text-base);
  color: var(--color-text-body);
  line-height: 1.7;
  font-style: italic;
  flex: 1;
  margin-bottom: var(--space-6);
  max-width: 100%;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  border-top: 1px solid var(--color-border-cream);
  padding-top: var(--space-5);
}

.author-avatar {
  width: 44px; height: 44px;
  background: var(--color-navy);
  border-radius: var(--radius-full);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-white);
  flex-shrink: 0;
}

.author-name {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text-dark);
}

@media (max-width: 900px) {
  .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
  .section-testimonials { padding: var(--space-16) 0; }
}
@media (max-width: 600px) {
  .testimonials-grid { grid-template-columns: 1fr; }
}

/* ── CONTACT / CTA ── */
.section-contact {
  background: #223552;
  padding: var(--space-24) 0;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-16);
  align-items: start;
}

.contact-left .section-label { color: var(--color-gold); }

.contact-left h2 {
  color: var(--color-white);
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: var(--space-5);
  line-height: 1.2;
}

.contact-left > p {
  font-size: var(--text-base);
  color: var(--color-text-dim);
  line-height: 1.7;
  margin-bottom: var(--space-8);
  max-width: 100%;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  margin-bottom: var(--space-8);
}

.contact-detail {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  font-size: var(--text-base);
  color: var(--color-text-dim);
  text-decoration: none;
  transition: color var(--transition-fast);
}
.contact-detail:hover { color: var(--color-gold); }

.contact-detail-icon {
  width: 36px; height: 36px;
  background: rgba(255,255,255,0.06);
  border: 1px solid var(--color-border-dark);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-detail-icon svg { width: 16px; height: 16px; color: var(--color-gold); }

/* Contact form card */
.contact-form-card {
  background: var(--color-navy-card);
  border: 1px solid var(--color-border-dark);
  border-radius: var(--radius-xl);
  padding: var(--space-10);
}

.contact-form-card h3 {
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: 600;
  color: var(--color-white);
  margin-bottom: var(--space-8);
}

/* Override form fields for dark bg */
.contact-form-card .form-field input,
.contact-form-card .form-field select,
.contact-form-card .form-field textarea {
  background: rgba(255,255,255,0.05);
  border-color: var(--color-border-dark);
  color: var(--color-white);
}
.contact-form-card .form-field input::placeholder,
.contact-form-card .form-field textarea::placeholder {
  color: rgba(255,255,255,0.3);
}
.contact-form-card .form-field input:focus,
.contact-form-card .form-field select:focus,
.contact-form-card .form-field textarea:focus {
  border-color: var(--color-gold);
  box-shadow: 0 0 0 3px rgba(201, 168, 76, 0.15);
}
.contact-form-card .form-field select {
  color: var(--color-white);
  background-color: rgba(255,255,255,0.05);
}
.contact-form-card .form-field select option { background: var(--color-navy); }

.contact-form-card .form-disclaimer { color: rgba(255,255,255,0.35); }

@media (max-width: 900px) {
  .contact-grid { grid-template-columns: 1fr; gap: var(--space-12); }
  .section-contact { padding: var(--space-16) 0; }
}

/* ── Page-level animations ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}

.anim-1 { animation: fadeUp 0.7s ease-out 0.05s both; }
.anim-2 { animation: fadeUp 0.7s ease-out 0.15s both; }
.anim-3 { animation: fadeUp 0.7s ease-out 0.25s both; }
.anim-4 { animation: fadeUp 0.7s ease-out 0.35s both; }